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FREEDMAN, INC. v. GLENS FALLS INS. CO.

27 N.Y.2d 364 (1971)

Lionel Freedman, Inc., Respondent, v. Glens Falls Insurance Company, Appellant.

Court of Appeals of the State of New York.

Decided January 7, 1971.

Attorney(s) appearing for the Case

William D. Hand, Jr. and Thomas A. Harnett for appellant.

Sanford C. Levine for respondent.

Judges SCILEPPI, JASEN and GIBSON concur with Judge BURKE; Chief Judge FULD and Judges BERGAN and BREITEL dissent and vote to affirm on the opinion at the Appellate Division.

BURKE, J.

Plaintiff, a tenant of commercial premises at 321-325 East 73rd Street in New York City, is insured against its liability by defendant. The Manufacturers' and Contractors' Liability Policy held by plaintiff classified the hazards into four divisions: (1) Premises-Operations; (2) Elevators; (3) Independent Contractors; and (4) Products-Completed Operations. Coverage was maintained only under Division...

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