The trial court found that claimant, who is totally disabled having had his leg amputated, was entitled to the payment of benefits under a mortgage insurance policy issued by appellant. We agree with its conclusion. The case turns on whether respondent's disability resulted from diabetes mellitus and thus recovery is precluded by an exclusionary provision of the policy, or if gangrene, the primary cause of amputation, can be considered to be a separate condition or disease...
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