CONNOR T. HANSEN, J.
The question to be resolved is whether the insurance policy issued to Cowser by Great Lakes Mutual afforded coverage under the facts of this case. The particular policy provision to be considered reads as follows:
"IV Automobile Defined, Trailers, Two or More Automobiles, Including Automatic Insurance.
"(a) Automobile. Except where stated to the contrary, the word `automobile' means:
". . .
"(4)
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