MARTIN, C. J.
Respondent is the owner of a farm in the town of Burke, Dane county. Effective January 1, 1957, appellant issued a standard town mutual policy insuring respondent's farm property against damage or loss resulting from fire and lightning. In the policy a barn was insured in the amount of $16,000. Attached to the original policy is a supplemental coverage indorsement providing:
"In consideration of the premium charged, and subject to provisions...
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