Defendant issued to plaintiff a policy of insurance providing indemnification for bodily injury "effected solely through external, violent and accidental means * * * which shall be occasioned by the said accident alone and independent of all other causes". On November 10, 1954 plaintiff, employed to deliver furniture, was helping to deliver a crated water tank weighing 150 pounds. He was going down steps into a basement. He testified that as he did this "The crate started...
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