In 1942, defendant issued a policy of insurance ($8,500) on the life of Edward Kear. Kear died on July 15, 1951, but defendant refused payment of the policy on the ground that decedent had made material misrepresentations in an application for reinstatement on January 18, 1951.
The policy had lapsed on November 16, 1950, because of decedent's failure to pay the premium which became due on October...
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