CROCKETT, Justice.
Plaintiffs sued for return of all premiums they had paid Producers Mutual Insurance Company (hereinafter called Mutual) on policies because of illegal aspects of the policies. The trial court granted a motion to dismiss the complaint; hence this appeal.
The form of policy in question was called "Founders Participating Policy." It states that it is automatically convertible at the end of a five-year period into a whole life policy to be carried...
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