HAWTHORNE, Justice.
On October 15, 1952, plaintiff obtained a policy of insurance, of a type commonly called a health and accident policy, which provided for the payment of hospital and medical expenses in the event of illness or accident. On June 10, 1953, within one year from the date of the issuance of the policy and while it was in full force and effect, plaintiff developed a condition diagnosed as diaphragmatic hernia. The herniation consisted of the projection...
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