OPINION BY HIRT, J., January 20, 1953:
Elizabeth Zagowsky, insured under three life policies issued by defendant John Hancock Mutual Life Insurance Company, died on April 30, 1950. Each of the policies contained a provision for the payment of additional benefits equal to the face amount, upon proof "that the death of the Insured was caused directly, independently and exclusively of all other causes, by a bodily injury sustained solely by external, violent and accidental...
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