McDONALD, Chief Justice.
On May 17, 1949, certain low-lying areas in the City of Fort Worth were inundated by flood waters. Appellee owned and resided in a small house in the flooded area. There was in force at the time a policy of fire insurance issued by appellant insuring the house to the extent of $1,000 and the household goods to the extent of $500. Shortly after six o'clock on that morning, after appellee and his family had fled to higher ground to escape the...
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