WILBUR K. MILLER, Associate Justice.
In 1924, the New York Life Insurance Company issued two policies on the life of Michael E. Buckley, in each of which his wife, Julia C. Buckley, was named beneficiary. Both policies contained the following provisions:
"The insured may at any time and from time to time change the beneficiary, provided this policy is not then assigned."
"In the event of the death of any beneficiary before the insured, the interest...
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