BRYAN, Circuit Judge.
This was a suit on a policy of combined health and accident insurance. The policy provided for the payment of $200 per month for 12 months because of total disability resulting from sickness, and $200 per month for 48 months for total disability resulting independently of all other causes from accident. The maximum indemnity under both features was $200 per month. The insured sued and recovered judgment for the full indemnity less a payment of...
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