WOODS, Circuit Judge.
The petitioner, W S. Whiting, was adjudicated a bankrupt April 9, 1924. At that time he had $72,000 life insurance in ten policies. His wife, Caroline L. Whiting, was named beneficiary in five of the policies when issued. Whiting's estate was first named as beneficiary in the other five. More than four months before bankruptcy Caroline L. Whiting was substituted beneficiary. In all the policies it was provided that Whiting should have the right...
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