MEMORANDUM OPINION
JACK CADDELL, Bankruptcy Judge
This case is before the Court on debtor's motion for default judgment. The debtor asserts that he has served the complaint and summons by certified mail on Citibank Student Loan Corporation, that the answer was due by February 5, 2010, and that no answer has been filed. Accordingly, the debtor seeks entry of default judgment. However, a "defendant's failure to respond `does not automatically entitle a plaintiff...
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