MEMORANDUM OPINION
MARY MURPHY, Justice.
In this credit card debt case, Luther H. Hays challenges a traditional summary judgment rendered in favor of Citibank (South Dakota), N.A. Hays presents six issues, claiming (1) his affidavit created a fact issue on Citibank's breach of contract claim, (2) as to the account-stated claim, there is no evidence Hays agreed to a certain amount owed or that account statements were delivered to him, (3) Citibank's evidence...
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