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IN RE LOFTON

Case No. 10-37223.

In Re: Harry and Crystal Lofton.

United States Bankruptcy Court, D. New Jersey.

August 22, 2011.

Attorney(s) appearing for the Case

Ryan Lamb, Esquire , Law Offices of Georgette Miller, Trenton, New Jersey.

William M.E. Powers III, Esquire , Powers Kirn, LLC, Lawnside, New Jersey.

KATHRYN C. FERGUSON, Bankruptcy Judge.

Dear Counsel:

Harry and Crystal Lofton ("Debtors") filed a Chapter 13 petition on September 1, 2010. On Schedule A, the Debtors list the current value of 14 Owen Lane, Willingboro, NJ as $147,000. In the plan, the Debtors list the amount of the first mortgage on the property as $163,796, and the second mortgage held by Wells Fargo Bank as $23,325. Based on those numbers, the Debtors propose to cram down Wells Fargo's...

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