WATSON v. LIFE INS. CO. OF ALABAMA
74 So.3d 470 (2011)
Robert WATSON
v.
LIFE INSURANCE COMPANY OF ALABAMA.
2100357.
Court of Civil Appeals of Alabama.
June 24, 2011.
MOORE, Judge.
Robert Watson appeals from a summary judgment entered by the Etowah Circuit Court ("the trial court") on his claim of bad faith and on his request for damages for mental anguish against Life Insurance Company of Alabama ("LICOA"). We dismiss the appeal.
Procedural HistoryOn June 4, 2009, Watson filed a complaint alleging claims of breach of contract and bad faith against LICOA. Specifically, he alleged, in pertinent part:
"3. On or about December 28, 1997, [LICOA] issued a Cancer Ultimate Policy (policy no. H680040) with a Daily Hospital Room and Board Rider and Radiation & Chemotherapy Rider insuring [Watson].
"....
"5. According to the express terms of said policy, [LICOA] must pay the `actual charges' for various treatments and services relating to cancer treatment of [Watson].
1. Casey testified that both types of cancer insurance policies offered by LICOA at that time provided that "actual charges" would be used to determine benefits.
2. Casey admitted that LICOA replaced the term "actual charges" with "usual and customary charges" in its policies and that, presently, it offers only indemnity-based products.
3. Watson testified that the "blood-builder drugs" were deemed a part of the chemotherapy treatment by the doctors and by Blue Cross and Blue Shield of Alabama. Casey, on the other hand, testified that certain services and drugs within chemotherapy treatments, including the blood-builder drugs, are not covered under the policy.