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SMITH v. RUSSELLVILLE PRODUCTION CREDIT ASS'N

No. 85-7084.

777 F.2d 1544 (1985)

Charles Stinson SMITH and Jimmie Dean Smith, Plaintiffs-Appellants, v. RUSSELLVILLE PRODUCTION CREDIT ASSOCIATION, et al., Defendants-Appellees.

United States Court of Appeals, Eleventh Circuit.

December 12, 1985.

Attorney(s) appearing for the Case

Joe R. Whatley, Jr., Charles F. Norton, Falkenberry, Whatley & Heidt, Birmingham, Ala., for plaintiffs-appellants.

Bedford, Bedford & Rogers, Robert I. Rogers, Jr., Russellville, Ala., Maynard, Cooper, Frierson & Gale, James L. Goyer, III, Maibeth J. Porter, Birmingham, Ala., for defendants-appellees.

Before GODBOLD, Chief Judge, JOHNSON, Circuit Judge, and TUTTLE, Senior Circuit Judge.

JOHNSON, Circuit Judge:

Appellants, the Smiths, are lifelong family farmers. Starting in 1967, the Smiths became almost totally dependent on appellee Russellville Production Credit Association ("RPCA") for their credit needs. The RPCA is a federally chartered Production Credit Association ("PCA").

In January 1983, the Smiths negotiated a $92,000 loan from the RPCA, payable on January 1, 1984. In return for this loan...

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