REPORT AND RECOMMENDATION
SUSAN K. LEE, Magistrate Judge.
Before the Court is an application ("Application") to proceed in forma pauperis ("IFP") filed by Nana Nicole Harding ("Plaintiff") [Doc. 2]. This matter comes before the undersigned pursuant to 28 U.S.C. § 636(b) and the rules of this Court.
Title 28 U.S.C. § 1915 authorizes an indigent plaintiff to file a complaint without prepayment of the usual filing fee. The purpose of the statute is "to ensure that indigent litigants have meaningful access to the federal courts." Neitzke v. Williams, 490 U.S. 319, 324 (1989) (citing Adkins v. E.I. DuPont de Nemours & Co., 335 U.S. 331, 342 (1948)). The Court's review of a request to proceed IFP is generally based solely on the affidavit of indigence. See, e.g., Gibson v. R.G. Smith Co., 915 F.2d 260, 262-63 (6th Cir. 1990). The threshold requirement a petitioner must meet in order to proceed IFP is to show, by affidavit, that he or she is unable to pay court fees and costs. 28 U.S.C. § 1915(a). An affidavit to proceed IFP is sufficient if it shows the petitioner's financial situation will not permit him to pay for the costs of the litigation and also be able to provide the necessities of life for himself and his dependents. Adkins, 355 U.S. at 339.
Plaintiff's affidavit does not show she is unable to pay the $400.00 filing fee while still affording the necessities of life. It is somewhat difficult to determine Plaintiff's assets and liabilities as it appears she may have confused some of the balances and categories listed in her Application. For example, she reports her total liabilities are only $1,683.78; however, that amount may not be correct as she includes cable and rent which are also included in her itemized monthly expenses. In addition, in another portion of the liabilities section she states she has a bank loan in the amount $24,500 but does not list this in her total reported liabilities. It is also confusing as to what constitutes Plaintiff's combined monthly net household income.
In spite of the above-noted confusion, it appears Plaintiff is currently employed. In response to the section asking Plaintiff to state both gross and net salary and wages per month she states "$560 to $589 / pw. [or per ] + 220. overtime" and then lists net monthly income as $423. Plaintiff states her spouse's income as $3,200 per month and itemized living expenses are $4,300 per month but the totals listed do not equal $4,300, but rather around $3,500 of itemized living expenses. Additionally, Plaintiff has cash on hand in the amount of $500.00, a personal checking account of $500.00, and a $300.00 balance in her savings account.
No doubt, Plaintiff's financial situation is strained, but I cannot find she is unable to pay the Court's filing fee under the circumstances. Accordingly, I