SMITH, Circuit Judge.
Vincent Ofor filed suit against, inter alia, U.S. Bank, N.A. ("U.S. Bank") seeking to invalidate the foreclosure and sale of his home. Ofor alleged that (1) the mortgage that the lender relied upon in foreclosing on his home was defective and therefore could not provide a valid basis for foreclosure under Minnesota law and (2) the lender violated the Truth in Lending Act (TILA), 15 U.S.C. § 1601, et seq., by failing to provide...
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