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IN RE SCOTT

Case No. 16-12045 (JLG), Adv. P. No. 16-01195 (JLG).

In re: PHILLIP MICHAEL SCOTT, Chapter 13, Debtor. PHILLIP MICHAEL SCOTT, Plaintiff, v. AMERICAN SECURITY INSURANCE COMPANY, OCWEN LOAN SERVICING, BANK OF NEW YORK MELLON, ERWIN VENCER, ESQ., McCABE, WEISBERG & CONWAY, P.C., BARBARA CAMPBELL, and MARLEN GAETHERS-LANGLEY, Defendants.

United States Bankruptcy Court, S.D. New York.

June 13, 2017.

Attorney(s) appearing for the Case

Phillip Michael Scott, Plaintiff, represented by Kim Christian DSouza , Law Office of Kim DSouza.

American Security Insurance Company, Defendant, represented by Robert W. DiUbaldo , Carlton Fields Jorden Burt, P.A..

Ocwen Loan Servicing, Defendant, represented by Jacqueline Muratore , Houser & Allison, APC.

Erwin Vencer, Esq., Defendant, represented by Charles A. Higgs , McCabe, Weisberg, & Conway P.C.

MEMORANDUM DECISION AND ORDER RESOLVING MOTIONS TO DISMISS COMPLAINT AND CROSS-COMPLAINTS

INTRODUCTION

Philip Michael Scott, the plaintiff and chapter 13 debtor herein (the "Debtor"), is party to a Mortgage (defined below) on certain real property located in Scarsdale, New York. In 2014...

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