MEMORANDUM OPINION
Memorandum Opinion by Chief Justice VALDEZ.
Appellants, Baldev Patel d/b/a Wharton Inn and Jayesh Patel ("Patels"), filed suit against appellees, Nautilus Insurance Company ("Nautilus"), GAB Robins North America, Inc., April Hanson, Ken Kauffman, Jeff M. Proctor, and Jeff M. Proctor Insurance Agency, Inc.,
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