WHEELER v. FARMERS MUT. INS. CO.

No. 26261.

824 N.W.2d 102 (2012)

2012 S.D. 83

Megan E. WHEELER, Plaintiff and Appellant, v. FARMERS MUTUAL INSURANCE COMPANY OF NEBRASKA, Defendant and Appellee.

Supreme Court of South Dakota.

Decided December 5, 2012.


Attorney(s) appearing for the Case

Ronald A. Parsons, Jr. of Johnson, Heidepriem & Abdallah, LLP, Sioux Falls, South Dakota and Jami J. Bishop , A. Russell Janklow of Janklow Law Firm, Prof. LLC, Sioux Falls, South Dakota, Attorneys for plaintiff and appellant.

Eric D. Denure , Richard L. Travis of May & Johnson, PC, Sioux Falls, South Dakota, Attorneys for defendant and appellee.


GILBERTSON, Chief Justice

[¶ 1.] While driving a car owned by her divorced parents, Megan Wheeler was hit and severely injured by an uninsured drunk driver. Both her mother and her father had automobile insurance policies. Megan's father's policy with Progressive Insurance Company (Progressive) specifically covered Megan's car and paid Megan $100,000 in uninsured motorist benefits. However, this amount did not fully compensate

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