OHIO NEIGHBORHOOD FIN. INC. v. SCOTT

C.A. No. 11CA010030.

2012 Ohio 5566

OHIO NEIGHBORHOOD FINANCE, INC., Appellant, v. RODNEY SCOTT, Appellee.

Court of Appeals of Ohio, Ninth District, Lorain County.

December 3, 2012.


Attorney(s) appearing for the Case

DREW H. CAMPBELL and ANTHONY M. SHARETT , Attorneys at Law, for Appellant.

RODNEY SCOTT, pro se, Appellee.

KATHERINE B. HOLLINGSWORTH and JULIE K. ROBIE , Attorneys at Law, for The Legal Aid Society of Cleveland, The Legal Aid Society of Columbus, Community Legal Aid Services, Inc., Southeastern Ohio Legal Services, The Legal Aid Society of Southwest Ohio, LLC, Advocates for Basic Legal Equality, Inc., Legal Aid of Western Ohio, Inc., The Ohio Poverty Law Center, The Coalition on Homelessness and Housing in Ohio, The Center for Responsible Lending, and The National Consumer Law Center, Amici Curiae.

DARRELL L. DREHER and ELIZABETH L. ANSTAETT , Attorneys at Law, for Richard F. Keck, Amicus Curiae.


DECISION AND JOURNAL ENTRY

BELFANCE, Judge.

{¶1} Ohio Neighborhood Finance, Inc., doing business as Cashland, appeals the judgment of the Elyria Municipal Court. For the reasons set forth below, we affirm.

I.

{¶2} On December 5, 2008, Cashland agreed to loan Mr. Scott $500. The Customer Agreement signed by Mr. Scott set forth the "Payment Schedule" as "[o]ne payment in the amount of $545.16 due on 12...

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