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HSBC BANK USA v. JOSEPHS-BYRD

2015-09302, Index No. 21487/06.

148 A.D.3d 788 (2017)

2017 NY Slip Op 01680

49 N.Y.S.3d 477

HSBC BANK USA, as Trustee for SG MORTGAGE SECURITIES TRUST 2006-FRE1, Appellant, v. VALENE JOSEPHS-BYRD, Respondent, et al., Defendants.

Appellate Division of the Supreme Court of New York, Second Department.

Decided March 8, 2017.

Ordered that the order dated March 16, 2015, is affirmed, with costs.

In November 2005, the defendant Valene Josephs-Byrd (hereinafter the defendant) executed an adjustable rate note, pursuant to which she promised to repay the sum of $292,000 that she borrowed from Fremont Investment and Loan (hereinafter Fremont). The note was secured by a mortgage on property owned by the defendant's grandmother in Queens Village, dated November 16, 2005, and was given to Mortgage...

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