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KIM v. JPMORGAN CHASE BANK, N.A.

Docket No. 144690. Calendar No. 9.

825 N.W.2d 329 (2012)

493 Mich. 98

KIM v. JPMORGAN CHASE BANK, N.A.

Supreme Court of Michigan.

Decided December 21, 2012.

Attorney(s) appearing for the Case

Dykema Gossett, PLLC (by Joseph H. Hickey , Jospeh A. Doerr , and Jill M. Wheaton ), for Euihyung and In Sook Kim.

Christenson & Fiederlein, P.C. (by Bernhardt D. Christenson ), for JPMorgan Chase Bank, N.A.

Warner Norcross & Judd LLP (by Nicole L. Mazzocco and James H. Breay ), for the Michigan Bankers Association.

McClelland & Anderson, LLP (by Gregory L. McClelland and Melissa A. Hagen ), for the Michigan Association of Realtors.

Miller Canfield Paddock and Stone, PLC (by James L. Allen and Scott R. Lesser ), for the Real Property Law Section of the State Bar of Michigan.

MARILYN J. KELLY, J.

At issue in this case is the manner in which defendant JPMorgan Chase Bank, N.A. (Chase), the successor in interest to Washington Mutual Bank (WaMu), acquired plaintiffs' mortgage. Plaintiffs' mortgage was among the assets held by WaMu when it collapsed in 2008 in the largest bank failure in American history.1 Specifically, we must determine whether defendant acquired plaintiffs' mortgage by "operation of law" and...

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