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YOU v. JP MORGAN CHASE BANK

No. S13Q0040.

743 S.E.2d 428 (2013)

293 Ga. 67

YOU et al. v. JP MORGAN CHASE BANK, N.A., et al.

Supreme Court of Georgia.

May 20, 2013.

Attorney(s) appearing for the Case

David Charles Ates , David Ates P.C., Atlanta, for the Appellant.

Charles R. Bliss , Atlanta Legal Aid Society, Inc., David Alfred Webster , Atlanta, Karen Elizabeth Brown , John Ross Bartholomew, IV , Atlanta Legal Aid Society, Inc., Decatur, for the Amicus Appellant.

Sarah Brown Akins , Megan Usher Manly , Paul W. Painter, Jr. , Ellis Painter Ratterree & Adams LLP, Savannah, Shanon J. McGinnis , Joseph Duane Wargo , Michael Wolak, III , Julie Christine Jared , Amy Lucy Hanna , Wargo & French, LLP, Atlanta, for the Appellee.

Monica K. Gilroy , Tania Tuttle Trumble , Dickenson Gilroy, LLC, Alpharetta, for the Amicus Appellee.

HUNSTEIN, Chief Justice.

This case is before us on three questions certified to this Court by the United States District Court for the Northern District of Georgia1 regarding the operation of this State's law governing non-judicial foreclosure. After careful analysis, we conclude that current law does not require a party seeking to exercise a power of sale in a deed to secure debt to hold, in addition to the deed, the promissory note evidencing...

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