SNYDER v. ACORD CORPORATION

Civil Action No. 1:14-cv-01736-JLK.

DALE SNYDER, et al., Plaintiffs, v. ACORD CORPORATION, et al., Defendants.

United States District Court, D. Colorado.

January 15, 2016.


Attorney(s) appearing for the Case

Dale Snyder, Plaintiff, represented by Eddie Gene Dougherty , Dougherty & Holloway, LLC & Josue David Hernandez , Dougherty & Holloway, LLC.

Marilyn Snyder, Plaintiff, represented by Eddie Gene Dougherty , Dougherty & Holloway, LLC & Josue David Hernandez , Dougherty & Holloway, LLC.

Mary Ann Geldreich, Plaintiff, represented by Eddie Gene Dougherty , Dougherty & Holloway, LLC & Josue David Hernandez , Dougherty & Holloway, LLC.

Mary Harrow, DO, Plaintiff, represented by Eddie Gene Dougherty , Dougherty & Holloway, LLC & Josue David Hernandez , Dougherty & Holloway, LLC.

Kenneth Dale Yoder, Plaintiff, represented by Eddie Gene Dougherty , Dougherty & Holloway, LLC & Josue David Hernandez , Dougherty & Holloway, LLC.

Catherine Taylor, Plaintiff, represented by Eddie Gene Dougherty , Dougherty & Holloway, LLC & Josue David Hernandez , Dougherty & Holloway, LLC.

Martha Lemert, Plaintiff, represented by Eddie Gene Dougherty , Dougherty & Holloway, LLC & Josue David Hernandez , Dougherty & Holloway, LLC.

Gary Lemert, Plaintiff, represented by Eddie Gene Dougherty , Dougherty & Holloway, LLC & Josue David Hernandez , Dougherty & Holloway, LLC.

Jeffrey Ray, Plaintiff, represented by Eddie Gene Dougherty , Dougherty & Holloway, LLC & Josue David Hernandez , Dougherty & Holloway, LLC.

Jennifer Ray, Plaintiff, represented by Eddie Gene Dougherty , Dougherty & Holloway, LLC & Josue David Hernandez , Dougherty & Holloway, LLC.

Louise Creager, Plaintiff, represented by Eddie Gene Dougherty , Dougherty & Holloway, LLC & Josue David Hernandez , Dougherty & Holloway, LLC.

Janet Koch, Plaintiff, represented by Eddie Gene Dougherty , Dougherty & Holloway, LLC & Josue David Hernandez , Dougherty & Holloway, LLC.

Ian Siemplenski, Plaintiff, represented by Eddie Gene Dougherty , Dougherty & Holloway, LLC & Josue David Hernandez , Dougherty & Holloway, LLC.

Tommy Meyer, Plaintiff, represented by Eddie Gene Dougherty , Dougherty & Holloway, LLC & Josue David Hernandez , Dougherty & Holloway, LLC.

Nicole Wright-Meyer, Plaintiff, represented by Eddie Gene Dougherty , Dougherty & Holloway, LLC & Josue David Hernandez , Dougherty & Holloway, LLC.

Sueham (I) Kay Hoffman, individually, Plaintiff, represented by Eddie Gene Dougherty , Dougherty & Holloway, LLC & Josue David Hernandez , Dougherty & Holloway, LLC.

Sueham Kay Hoffman, Plaintiff, represented by Eddie Gene Dougherty , Dougherty & Holloway, LLC & Josue David Hernandez , Dougherty & Holloway, LLC.

Laila (I) Saeda Urban, individually, Plaintiff, represented by Eddie Gene Dougherty , Dougherty & Holloway, LLC & Josue David Hernandez , Dougherty & Holloway, LLC.

Laila Saeda Urban, laintiff, represented by Eddie Gene Dougherty , Dougherty & Holloway, LLC.

Laila Saeda Urban, Plaintiff, represented by Josue David Hernandez , Dougherty & Holloway, LLC.

Dorothy Wood Hammer, Plaintiff, represented by Eddie Gene Dougherty , Dougherty & Holloway, LLC & Josue David Hernandez , Dougherty & Holloway, LLC.

Acord Corporation, Defendant, represented by Charles Edmond Fuller , Senn Visciano Canges, P.C..

Acord Corporation, a Delaware non-profit corporation, Defendant, represented by Frank W. Visciano , Senn Visciano Canges, P.C., Jeffrey Michael Theodore , Steptoe & Johnson LLP-DC & Mark Frederick Horning , Steptoe & Johnson LLP-DC.

Acuity, A Mutual Insurance Company, Defendant, represented by Alan Peter Gregory , Harris, Karstaedt, Jamison & Powers, PC-Englewood.

Addison Insurance Company, an Iowa corporation, Defendant, represented by Lelia Kathleen Chaney , Lambdin & Chaney, LLP & Jerad A. West , Lambdin & Chaney, LLP.

Allianz Global Risks US Insurance Company, a California corporation, Defendant, represented by Lance E. Shurtleff , Hall & Evans, LLC-Denver, Lisa F. Mickley , Hall & Evans, LLC-Denver & Thomas John Lyons , Hall & Evans, LLC-Denver.

Allianz Life Insurance Co. of North America, a Minnesota corporation, Defendant, represented by Raul A. Cuervo , Carlton Fields Jorden Burt, P.A.-Miami & Stephen James Jorden , Carlton Fields Jorden Burt, P.A.-Hartford.

Allianz of America, Inc., a Delaware corporation, Defendant, represented by Lance E. Shurtleff , Hall & Evans, LLC-Denver, Lisa F. Mickley , Hall & Evans, LLC-Denver & Thomas John Lyons , Hall & Evans, LLC-Denver.

Allstate Insurance Company, an Illinois corporation, Defendant, represented by Mark Lane Hanover , Dentons US LLP-Chicago, Richard L. Fenton , Dentons US LLP-Chicago & Sheryl Lynn Anderson , Wells, Anderson & Race, LLC.

American Association of Insurance Services, Inc., a Delaware non-profit corporation, Defendant, represented by Ashlee Marie Knuckey , Locke Lord, LLP-Chicago, Jessica Lynn Fuller , Lewis Roca Rothgerber Christie LLP-Denver, Joel Alan Glover , Lewis Roca Rothgerber Christie LLP-Denver, Julia C. Webb , Locke Lord, LLP-Chicago & Rowe Winston Snider , Locke Lord, LLP-Chicago.

American Automobile Insurance Company, Defendant, represented by Lance E. Shurtleff , Hall & Evans, LLC-Denver, Lisa F. Mickley , Hall & Evans, LLC-Denver & Thomas John Lyons , Hall & Evans, LLC-Denver.

American Bankers Insurance Company of Florida, a Florida corporation, Defendant, represented by Erin Frances Frohardt , Wheeler Trigg O'Donnell, LLP, Evan Bennett Stephenson , Wheeler Trigg O'Donnell, LLP, John C. Pitblado , Carlton Fields Jorden Burt, P.A.-Hartford, Robert David Helfand , Carlton Fields Jorden Burt, P.A.-Hartford & Terence M. Ridley , Wheeler Trigg O'Donnell, LLP.

American Family Home Insurance Company, a Florida corporation, Defendant, represented by Casie D. Collignon , Baker & Hostetler, LLP-Denver, Mark Alan Johnson , Baker & Hostetler, LLP-Columbus, Paul Gregory Karlsgodt , Baker & Hostetler, LLP-Denver, Rand Lawrence McClellan , Baker & Hostetler, LLP-Columbus & Rodger L. Eckelberry , Baker & Hostetler, LLP-Columbus.

American Family Mutual Insurance Company, Defendant, represented by Daniel David Williams , Faegre Baker Daniels LLP-Boulder & Michael S. McCarthy , Faegre Baker Daniels LLP-Denver.

American Indemnity Financial Corporation, a Delaware corporation, Defendant, represented by Jerad A. West , Lambdin & Chaney, LLP & Lelia Kathleen Chaney , Lambdin & Chaney, LLP.

American International Group, Inc., a Delaware corporation, Defendant, represented by Eric B. Liebman , Moye White LLP, Keara M. Gordon , DLA Piper US, LLP-New York, Sara Z. Moghadam , DLA Piper US, LLP-DC, Timothy Michael Swanson , Moye White LLP & William Frederick Jones , Moye White LLP.

American Modern Insurance Group, Inc., an Ohio corporation, Defendant, represented by Casie D. Collignon , Baker & Hostetler, LLP-Denver, Mark Alan Johnson , Baker & Hostetler, LLP-Columbus, Paul Gregory Karlsgodt , Baker & Hostetler, LLP-Denver, Rand Lawrence McClellan , Baker & Hostetler, LLP-Columbus & Rodger L. Eckelberry , Baker & Hostetler, LLP-Columbus.

American Modern Home Insurance Company, an Ohio corporation, Defendant, represented by Casie D. Collignon , Baker & Hostetler, LLP-Denver, Mark Alan Johnson , Baker & Hostetler, LLP-Columbus, Paul Gregory Karlsgodt , Baker & Hostetler, LLP-Denver, Rand Lawrence McClellan , Baker & Hostetler, LLP-Columbus & Rodger L. Eckelberry , Baker & Hostetler, LLP-Columbus.

American Modern Select Insurance Company, an Ohio corporation, Defendant, represented by Casie D. Collignon , Baker & Hostetler, LLP-Denver, Mark Alan Johnson , Baker & Hostetler, LLP-Columbus, Paul Gregory Karlsgodt , Baker & Hostetler, LLP-Denver, Rand Lawrence McClellan , Baker & Hostetler, LLP-Columbus & Rodger L. Eckelberry , Baker & Hostetler, LLP-Columbus.

American Reliable Insurance Company, an Arizona Corporation, Defendant, represented by Erin Frances Frohardt , Wheeler Trigg O'Donnell, LLP, Evan Bennett Stephenson , Wheeler Trigg O'Donnell, LLP, John C. Pitblado , Carlton Fields Jorden Burt, P.A.-Hartford, Robert David Helfand , Carlton Fields Jorden Burt, P.A.-Hartford & Terence M. Ridley , Wheeler Trigg O'Donnell, LLP.

American Strategic Insurance Corp., a Florida corporation, Defendant, represented by Alan Peter Gregory , Harris, Karstaedt, Jamison & Powers, PC-Englewood.

Associated Indemnity Corporation, a California corporation, Defendant, represented by Lance E. Shurtleff , Hall & Evans, LLC-Denver, Lisa F. Mickley , Hall & Evans, LLC-Denver & Thomas John Lyons , Hall & Evans, LLC-Denver.

Automobile Insurance Company of Hartford Connecticut, a Connecticut corporation, Defendant, represented by Michael Scott Campbell , Gibson Dunn & Crutcher, LLP-Denver & Robert Charles Blume , Gibson Dunn & Crutcher, LLP-Denver.

Auto-Owners Insurance Company, a Michigan corporation doing business as Auto-Owners Insurance, Defendant, represented by Gregory R. Giometti , Gregory R. Giometti & Associates, P.C., John David Mereness , Gregory R. Giometti & Associates, P.C. & Lori McAllister , Dykema Cox Smith-Lansing.

Casualty Actuarial Society, Defendant, represented by Holly Stein Sollod , Holland & Hart, LLP-Denver, Kathleen Kramer Custer , Holland & Hart, LLP-Denver & Kevin Christopher McAdam , Holland & Hart, LLP-Denver.

Central Mutual Insurance Company, Defendant, represented by Stuart Douglas Morse , Stuart D. Morse & Associates, LLC, Jason Douglas Krueger , Stuart D. Morse & Associates, LLC & William M. Savino , Rivkin Radler, LLP.

Chubb Corporation, The, a New Jersey corporation, Defendant, represented by Jacob C. Cohn , Gordon & Rees LLP-Philadelphia & John M. Palmeri , Gordon & Rees, LLP-Denver.

Chubb National Insurance Company, an Indiana corporation, Defendant, represented by John M. Palmeri , Gordon & Rees, LLP-Denver.

Chubb Services Corporation, an Illinois corporation, Defendant, represented by John M. Palmeri , Gordon & Rees, LLP-Denver.

Cincinnati Insurance Company, an Ohio corporation, Defendant, represented by Casie D. Collignon , Baker & Hostetler, LLP-Denver, Mark Alan Johnson , Baker & Hostetler, LLP-Columbus, Paul Gregory Karlsgodt , Baker & Hostetler, LLP-Denver, Rand Lawrence McClellan , Baker & Hostetler, LLP-Columbus & Rodger L. Eckelberry , Baker & Hostetler, LLP-Columbus.

Colorado Farm Bureau Mutual Insurance Co., a Colorado corporation, Defendant, represented by Ellis Jay Mayer , Nathan Dumm & Mayer PC & William Arnold Waddell, Jr. , Friday Eldredge & Clark, LLP.

Country Mutual Insurance Company, an Illinois corporation, Defendant, represented by Chanda Marie Feldkamp , Kelly & Walker, LLC, R. Livingston Keithley , Kelly & Walker, LLC, Shannon Marie Bell , Kelly & Walker LLC & William James Kelly, III , Kelly & Walker, LLC.

Electric Insurance Company, a Massachusetts corporation, Defendant, represented by Evan Bennett Stephenson , Wheeler Trigg O'Donnell, LLP, Jeremy A. Moseley , Wheeler Trigg O'Donnell, LLP, Michael L. O'Donnell , Wheeler Trigg O'Donnell, LLP & Terence M. Ridley , Wheeler Trigg O'Donnell, LLP.

Employers Mutual Casualty Company, Defendant, represented by Jerad A. West , Lambdin & Chaney, LLP & Lelia Kathleen Chaney , Lambdin & Chaney, LLP.

Encompass Indemnity Company, an Illinois corporation, Defendant, represented by Mark Lane Hanover , Dentons US LLP-Chicago, Richard L. Fenton , Dentons US LLP-Chicago & Sheryl Lynn Anderson , Wells, Anderson & Race, LLC.

Encompass Insurance Company of America, Defendant, represented by Mark Lane Hanover , Dentons US LLP-Chicago, Richard L. Fenton , Dentons US LLP-Chicago & Sheryl Lynn Anderson , Wells, Anderson & Race, LLC.

Farmers Alliance Mutual Insurance Company, a Kansas corporation, Defendant, represented by James A. Pinderski , Tressler LLP-Chicago, Michael Joseph DiSantis , Tressler LLP-Chicago & Robert A. Zupkus , Zupkus & Angell, P.C..

Farmers Insurance Company, Defendant, represented by Ann Tuxbury Lebeck , Davis Graham & Stubbs, LLP-Denver, Brian Ignatius Hays , Locke Lord, LLP-Chicago, Janette L. Ferguson , Davis Graham & Stubbs, LLP-Denver, Randall Allan Hack , Locke Lord, LLP-Chicago & Thomas P. Johnson , Davis Graham & Stubbs, LLP-Denver.

Federal Insurance Company, an Indiana corporation, Defendant, represented by John M. Palmeri , Gordon & Rees, LLP-Denver.

Fidelity and Deposit Company of Maryland, a Maryland corporation, Defendant, represented by Michael Ritchie McCurdy , Fairfield & Woods, P.C. & Thomas W. Curvin , Sutherland, Asbill & Brennan, LLP-Atlanta.

Fireman's Fund Insurance Company, a California corporation, Defendant, represented by Lance E. Shurtleff , Hall & Evans, LLC-Denver, Lisa F. Mickley , Hall & Evans, LLC-Denver & Thomas John Lyons , Hall & Evans, LLC-Denver.

First American Property & Casualty Insurance Company, Defendant, represented by Erin Frances Frohardt , Wheeler Trigg O'Donnell, LLP, Evan Bennett Stephenson , Wheeler Trigg O'Donnell, LLP & Terence M. Ridley , Wheeler Trigg O'Donnell, LLP.

First American Financial Corporation, a Delaware corporation, Defendant, represented by Erin Frances Frohardt , Wheeler Trigg O'Donnell, LLP, Evan Bennett Stephenson , Wheeler Trigg O'Donnell, LLP & Terence M. Ridley , Wheeler Trigg O'Donnell, LLP.

Grange Insurance Association, a Washington corporation doing business as Grange Isurance Group, Defendant, represented by Stuart Douglas Morse , Stuart D. Morse & Associates, LLC.

Grange Insurance Association, Defendant, represented by Jason Douglas Krueger , Stuart D. Morse & Associates, LLC.

Great Northern Insurance Company, an Indiana corporation, Defendant, represented by John M. Palmeri , Gordon & Rees, LLP-Denver.

Guideone Mutual Insurance Company, Defendant, represented by Jeffrey Clay Ruebel , Ruebel & Quillen, LLC & Laurie Jo Wiedenhoff , GuideOne Insurance.

Hartford Accident and Indemnity Company, a Connecticut corporation, Defendant, represented by Cynthia A. Mitchell , Shoemaker Ghiselli & Schwartz, LLC, Jacqueline C. Melmed , Shoemaker Ghiselli & Schwartz, LLC & Paul Howard Schwartz , Shoemaker Ghiselli & Schwartz, LLC.

Hartford Fire Insurance Company, a Connecticut corporation, Defendant, represented by Cynthia A. Mitchell , Shoemaker Ghiselli & Schwartz, LLC, Jacqueline C. Melmed , Shoemaker Ghiselli & Schwartz, LLC & Paul Howard Schwartz , Shoemaker Ghiselli & Schwartz, LLC.

Insurance Services Office, Inc., a Delware corporation, Defendant, represented by Daniel M. Reilly , Reilly Pozner, L.L.P. & Mark William Bayer , Barnes & Thornburg, LLP-Dallas.

Kemper Corporate Services, Inc., an Illinois corporation, Defendant, represented by Casie D. Collignon , Baker & Hostetler, LLP-Denver, Mark Alan Johnson , Baker & Hostetler, LLP-Columbus, Paul Gregory Karlsgodt , Baker & Hostetler, LLP-Denver, Rand Lawrence McClellan , Baker & Hostetler, LLP-Columbus & Rodger L. Eckelberry , Baker & Hostetler, LLP-Columbus.

Kemper Corporation, a Delaware corporation, Defendant, represented by Casie D. Collignon , Baker & Hostetler, LLP-Denver, Mark Alan Johnson , Baker & Hostetler, LLP-Columbus, Paul Gregory Karlsgodt , Baker & Hostetler, LLP-Denver, Rand Lawrence McClellan , Baker & Hostetler, LLP-Columbus & Rodger L. Eckelberry , Baker & Hostetler, LLP-Columbus.

Lafayette Insurance Company, Defendant, represented by Lelia Kathleen Chaney , Lambdin & Chaney, LLP & Jerad A. West , Lambdin & Chaney, LLP.

Liberty Insurance Corporation, an Illinois corporation, Defendant, represented by Casie D. Collignon , Baker & Hostetler, LLP-Denver, Jacqueline K. Matthews , Baker & Hostetler, LLP-Columbus & Rodger L. Eckelberry , Baker & Hostetler, LLP-Columbus.

Liberty Mutual Insurance, a Massachusetts corporation, Defendant, represented by Casie D. Collignon , Baker & Hostetler, LLP-Denver, Jacqueline K. Matthews , Baker & Hostetler, LLP-Columbus & Rodger L. Eckelberry , Baker & Hostetler, LLP-Columbus.

Liberty Mutual Insurance Company, a Massachusetts corporation, Defendant, represented by Casie D. Collignon , Baker & Hostetler, LLP-Denver, Jacqueline K. Matthews , Baker & Hostetler, LLP-Columbus & Rodger L. Eckelberry , Baker & Hostetler, LLP-Columbus.

LM Insurance Corporation, an Illinois corporation, Defendant, represented by Casie D. Collignon , Baker & Hostetler, LLP-Denver, Jacqueline K. Matthews , Baker & Hostetler, LLP-Columbus & Rodger L. Eckelberry , Baker & Hostetler, LLP-Columbus.

Markel American Insurance Company, a Virgina corporation, Defendant, represented by Matthew David Spohn , Norton Rose Fulbright US LLP-Denver.

Markel Insurance Company, an Illinois corporation, Defendant, represented by Matthew David Spohn , Norton Rose Fulbright US LLP-Denver.

McKinsey & Company, Inc., Defendant, represented by Christopher C. Ash , Christopher C. Ash, Attorney at Law & Stephen Clawson Robertson , Robertson & Ash, LLC.

McKinsey & Company, Inc., a New York corporation, Defendant, represented by Christopher C. Ash , Christopher C. Ash, Attorney at Law & Stephen Clawson Robertson , Robertson & Ash, LLC.

MetLife Auto & Home Insurance Agency, Inc., a Rhode Island corporation, Defendant, represented by Lisa M. Lilly , Lisa M. Lilly LLC.

Metropolitan Direct Property & Casualty Insurance Company, a Rhode Island corporation, Defendant, represented by Lisa M. Lilly , Lisa M. Lilly LLC.

Metropolitan Life Insurance Company, a Rhode Island Corporation, Defendant, represented by Lisa M. Lilly , Lisa M. Lilly LLC.

Metropolitan Property and Casualty Insurance Company, a Rhode Island corporation, Defendant, represented by Lisa M. Lilly , Lisa M. Lilly LLC.

Milbank Insurance Company, an Iowa corporation, Defendant, represented by James Patrick Gaughan , Schiff Hardin, LLP-Chicago.

Munich-American Holding Corporation, a Delaware corporation, Defendant, represented by Casie D. Collignon , Baker & Hostetler, LLP-Denver, Mark Alan Johnson , Baker & Hostetler, LLP-Columbus, Paul Gregory Karlsgodt , Baker & Hostetler, LLP-Denver, Rand Lawrence McClellan , Baker & Hostetler, LLP-Columbus & Rodger L. Eckelberry , Baker & Hostetler, LLP-Columbus.

National Casualty Company, Defendant, represented by Stephen Kirk Ingebretsen , Sander Ingebretsen & Wake, P.C..

National Farmers Union Property and Casualty Company, Defendant, represented by Kendall W. Harrison , Godfrey & Kahn, S.C.-Madison.

National Surety Corporation, an Illinois corporation, Defendant, represented by Lance E. Shurtleff , Hall & Evans, LLC-Denver, Lisa F. Mickley , Hall & Evans, LLC-Denver & Thomas John Lyons , Hall & Evans, LLC-Denver.

Nationwide Affinity Insurance Company of America, an Ohio corporation, Defendant, represented by Stephen Kirk Ingebretsen , Sander Ingebretsen & Wake, P.C..

Nationwide Insurance Company of America, Defendant, represented by Stephen Kirk Ingebretsen , Sander Ingebretsen & Wake, P.C..

Nationwide Mutual Insurance Company, Defendant, represented by Stephen Kirk Ingebretsen , Sander Ingebretsen & Wake, P.C..

Owners Insurance Company, Defendant, represented by Gregory R. Giometti , Gregory R. Giometti & Associates, P.C. & John David Mereness , Gregory R. Giometti & Associates, P.C..

Owners Insurance Company, an Ohio corporation doing business as Auto-Owners Insurance doing business as Home-Owners Insurance, Defendant, represented by Lori McAllister , Dykema Cox Smith-Lansing.

Pacific Indemnity Company, Defendant, represented by John M. Palmeri , Gordon & Rees, LLP-Denver.

Pharmacists Mutual Insurance Company, an Iowa corporation, Defendant, represented by Kristin Anderson George , Wells, Anderson & Race, LLC, Larry S. McClung , Wells, Anderson & Race, LLC & Rachel Ollar Entrican , Wells, Anderson & Race, LLC.

Praetorian Insurance Company, a Pennsylvania corporation, Defendant, represented by Kendall W. Harrison , Godfrey & Kahn, S.C.-Madison.

Property Casualty Insurers Association of America, a Colorado no-profit corporation, Defendant, represented by Stephen Kirk Ingebretsen , Sander Ingebretsen & Wake, P.C..

QBE Holdings, Inc., a Delaware corporation, Defendant, represented by Kendall W. Harrison , Godfrey & Kahn, S.C.-Madison.

QBE Insurance Company, a Pennsylvania corporation also known as QBE Insurance Corporation, Defendant, represented by Kendall W. Harrison , Godfrey & Kahn, S.C.-Madison.

QBE Insurance Group, Limited, a Sydney, Australia corporation, Defendant, represented by Kendall W. Harrison , Godfrey & Kahn, S.C.-Madison.

Safeco Insurance Company of America, a New Hampshire corporation, Defendant, represented by Casie D. Collignon , Baker & Hostetler, LLP-Denver, Jacqueline K. Matthews , Baker & Hostetler, LLP-Columbus & Rodger L. Eckelberry , Baker & Hostetler, LLP-Columbus.

Sentry Insurance, A Mutual Company, Defendant, represented by Lance E. Shurtleff , Hall & Evans, LLC-Denver, Lisa F. Mickley , Hall & Evans, LLC-Denver & Thomas John Lyons , Hall & Evans, LLC-Denver.

Shelter Mutual Insurance Company, a Missouri corporation, Defendant, represented by Bennett L. Cohen , Polsinelli PC-Denver, Philip Wayne Bledsoe , Polsinelli PC-Denver & Richard Maxton Murray , Polsinelli PC-Denver.

Standard Fire Insurance Company, a Connecticut corporation, Defendant, represented by Michael Scott Campbell , Gibson Dunn & Crutcher, LLP-Denver & Robert Charles Blume , Gibson Dunn & Crutcher, LLP-Denver.

State Automobile Insurance Company, an Ohio corporation, Defendant, represented by James Patrick Gaughan , Schiff Hardin, LLP-Chicago & Jon F. Sands , Sweetbaum Sands Anderson, P.C..

State Farm Fire and Casualty Company, an Illinois corporation, Defendant, represented by Elizabeth Helmer , Alston & Bird, LLP-Atlanta, Jon F. Sands , Sweetbaum Sands Anderson, P.C., Joshua David McMahon , Sweetbaum Sands Anderson, P.C. & Michael Patrick Kenny , Alston & Bird, LLP-Atlanta.

State Farm Mutual Automobile Insurance Company, an Illinois corporation, Defendant, represented by Elizabeth Helmer , Alston & Bird, LLP-Atlanta, Jon F. Sands , Sweetbaum Sands Anderson, P.C., Joshua David McMahon , Sweetbaum Sands Anderson, P.C. & Michael Patrick Kenny , Alston & Bird, LLP-Atlanta.

Stillwater Property and Casualty Insurance Company, Defendant, represented by Lawrence Daniel Stone , Dufford & Brown, P.C..

Texas General Indemnity Company, a Colorado corporation, Defendant, represented by Jerad A. West , Lambdin & Chaney, LLP & Lelia Kathleen Chaney , Lambdin & Chaney, LLP.

Buckeye State Mutual Insurance Company, The, Defendant, represented by Bradley Lewis Snyder , Roetzel & Andress, LPA-Columbus.

California Casualty Indemnity Exchange, The, a California corporation, Defendant, represented by Casie D. Collignon , Baker & Hostetler, LLP-Denver & Paul Gregory Karlsgodt , Baker & Hostetler, LLP-Denver.

Hartford Financial Services Group, The, a Delaware corporation, Defendant, represented by Cynthia A. Mitchell , Shoemaker Ghiselli & Schwartz, LLC, Jacqueline C. Melmed , Shoemaker Ghiselli & Schwartz, LLC & Paul Howard Schwartz , Shoemaker Ghiselli & Schwartz, LLC.

Travelers Companies Inc., The, a Minnesota corporation, Defendant, represented by Michael Scott Campbell , Gibson Dunn & Crutcher, LLP-Denver & Robert Charles Blume , Gibson Dunn & Crutcher, LLP-Denver.

Travelers Insurance Company, The, a Connecticut corporation, Defendant, represented by Michael Scott Campbell , Gibson Dunn & Crutcher, LLP-Denver & Robert Charles Blume , Gibson Dunn & Crutcher, LLP-Denver.

Travelers Insurance Group Holdings, Inc., a Connecticut corporation, Defendant, represented by Robert Charles Blume , Gibson Dunn & Crutcher, LLP-Denver.

Travelers Home and Marine Insurance Company, a Connecticut corporation, Defendant, represented by Michael Scott Campbell , Gibson Dunn & Crutcher, LLP-Denver & Robert Charles Blume , Gibson Dunn & Crutcher, LLP-Denver.

Travelers Indemnity Company of America, a Connecticut corporation, Defendant, represented by Michael Scott Campbell , Gibson Dunn & Crutcher, LLP-Denver & Robert Charles Blume , Gibson Dunn & Crutcher, LLP-Denver.

Travelers Commercial Insurance Company, Defendant, represented by Michael Scott Campbell , Gibson Dunn & Crutcher, LLP-Denver & Robert Charles Blume , Gibson Dunn & Crutcher, LLP-Denver.

United Fire Group, Inc., Defendant, represented by Lelia Kathleen Chaney , Lambdin & Chaney, LLP & Jerad A. West , Lambdin & Chaney, LLP.

United Fire & Casualty Company, Defendant, represented by Lelia Kathleen Chaney , Lambdin & Chaney, LLP & Jerad A. West , Lambdin & Chaney, LLP.

United Fire Insurance Company, Defendant, represented by Lelia Kathleen Chaney , Lambdin & Chaney, LLP & Jerad A. West , Lambdin & Chaney, LLP.

United Fire and Indemnity Company, a Texas corporation, Defendant, represented by Jerad A. West , Lambdin & Chaney, LLP & Lelia Kathleen Chaney , Lambdin & Chaney, LLP.

United Fire Lloyds, a Texas corporation, Defendant, represented by Jerad A. West , Lambdin & Chaney, LLP.

United Life Insurance Company, an Iowa corporation, Defendant, represented by Jerad A. West , Lambdin & Chaney, LLP & Lelia Kathleen Chaney , Lambdin & Chaney, LLP.

United Services Automobile Association, a Texas corporation, Defendant, represented by Jeremy A. Moseley , Wheeler Trigg O'Donnell, LLP, Jessica Goneau Scott , Wheeler Trigg O'Donnell, LLP & John Mark Vaught , Wheeler Trigg O'Donnell, LLP.

Unitrin Auto and Home Insurance Company, a New York corporation, Defendant, represented by Casie D. Collignon , Baker & Hostetler, LLP-Denver, Mark Alan Johnson , Baker & Hostetler, LLP-Columbus, Paul Gregory Karlsgodt , Baker & Hostetler, LLP-Denver, Rand Lawrence McClellan , Baker & Hostetler, LLP-Columbus & Rodger L. Eckelberry , Baker & Hostetler, LLP-Columbus.

Unitrin Direct Property & Casualty Company, an Illinois corporation, Defendant, represented by Casie D. Collignon , Baker & Hostetler, LLP-Denver, Mark Alan Johnson , Baker & Hostetler, LLP-Columbus, Paul Gregory Karlsgodt , Baker & Hostetler, LLP-Denver, Rand Lawrence McClellan , Baker & Hostetler, LLP-Columbus & Rodger L. Eckelberry , Baker & Hostetler, LLP-Columbus.

USAACasualty Insurance Company, a Texas corporation, Defendant, represented by Jeremy A. Moseley , Wheeler Trigg O'Donnell, LLP, Jessica Goneau Scott , Wheeler Trigg O'Donnell, LLP & John Mark Vaught , Wheeler Trigg O'Donnell, LLP.

Verisk Analytics Inc, a Delaware corporation, Defendant, represented by Daniel M. Reilly , Reilly Pozner, L.L.P. & Mark William Bayer , Barnes & Thornburg, LLP-Dallas.

Vigilant Insurance Company, a New York corporation, Defendant, represented by John M. Palmeri , Gordon & Rees, LLP-Denver.

Zurich American Insurance Company, a New York corporation, Defendant, represented by Michael Ritchie McCurdy , Fairfield & Woods, P.C. & Thomas W. Curvin , Sutherland, Asbill & Brennan, LLP-Atlanta.

Zurich Insurance Group Ltd/FI, a Switzerland corporation, Defendant, represented by Andrew T. Hanrahan , Willkie Farr & Gallagher-New York, Frank M. Scaduto , Willkie Farr & Gallagher-DC, Richard William Mancino , Willkie Farr & Gallagher-New York, Saskia A. Jordan , Haddon, Morgan & Foreman, P.C. & Ty Cheung Gee , Haddon, Morgan & Foreman, P.C..

Secura Insurance Holdings, Inc., Defendant, represented by Muliha Alia Khan , Zupkus & Angell, P.C. & Shaun McParland Baldwin , Tressler LLP-Chicago.

United Fire & Indemnity Company, Consol Defendant, represented by Jerad A. West , Lambdin & Chaney, LLP.

ABC Insurance Company, Consol Defendant, represented by Lelia Kathleen Chaney , Lambdin & Chaney, LLP.

ABC Organization, Defendant, represented by Lelia Kathleen Chaney , Lambdin & Chaney, LLP.


MEMORANDUM OPINION AND ORDER ON MOTION TO DISMISS (DOC. 390)

Introduction

The Plaintiffs in this action are a handful of insured homeowners who lost their homes and have brought a class action including RICO, antitrust, and a raft of state law claims against their insurance...

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