Order Denying Motions to Dismiss and Granting Motion for Class Certification
ANDREW P. GORDON, District Judge.
I. BACKGROUND
Flemming Kristensen ("Kristensen") filed a class action claiming that Credit Payment Services ("CPS"), a payday lender formerly known as MyCashNow.com, marketed its services to him by causing its agents to send an unauthorized text message to his cell phone. The alleged text message stated:
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