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CALIFORNIA FAIR PLAN ASSN. v. GARNES

No. A143190.

11 Cal.App.5th 1276 (2017)

CALIFORNIA FAIR PLAN ASSOCIATION, Plaintiff and Respondent, v. MARLENE GARNES, Defendant and Appellant.

Court of Appeals of California, First District, Division Two.

May 26, 2017.

Attorney(s) appearing for the Case

Hereford Kerley , Law Office of Dylan Schaffer, Kerley Schaffer , J. Edward Kerley and Dylan L. Schaffer for Defendant and Appellant.

Kamala D. Harris , Attorney General, Kathleen A. Kenealy , Chief Assistant Attorney General, Paul D. Gifford , Assistant Attorney General, Joyce E. Hee and Robert E. Asperger , Deputy Attorneys General, for Dave Jones, Insurance Commissioner of the State of California, as Amicus Curiae on behalf of Defendant and Appellant.

Amy Bach and Daniel Wade for United Policyholders as behalf of Defendant and Appellant.

Lewis Brisbois Bisgaard & Smith, Raul L. Martinez and Elise D. Klein for Plaintiff and Respondent.

OPINION

In 2011, Marlene Garnes's family home in Richmond, California, was seriously damaged by a kitchen fire. She had purchased a fire insurance policy for the property, with a policy limit of $425,000 (the Policy), from California FAIR Plan Association (FAIR...

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