OPINION
In May 2009, the United States Congress enacted the Protecting Tenants at Foreclosure Act of 2009 (PTFA or Act) (Pub.L. No. 111-22, div. A, tit. VII, §§ 702-704 (May 20, 2009) 123 Stat. 1660) and, in 2010, the Congress amended it (Pub.L. No. 111-203, tit. XIV, § 1484 (July 21, 2010)
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