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HUGHES v. PROGRESSIVE DIRECT INS. CO.

No. B224990.

196 Cal.App.4th 754 (2011)

CHRIS HUGHES, Plaintiff and Appellant, v. PROGRESSIVE DIRECT INSURANCE COMPANY, Defendant and Respondent.

Court of Appeals of California, Second District, Division Seven.

June 15, 2011.

Attorney(s) appearing for the Case

Kabateck Brown Kellner , Brian S. Kabateck , Richard L. Kellner and Alfredo Torrijos for Plaintiff and Appellant.

Baker & Hostetler, Peter W. James , Paul G. Karlsgodt and Tina Amin for Defendant and Respondent.

OPINION

PERLUSS, P. J.—

In Moradi-Shalal v. Fireman's Fund Ins. Companies (1988) 46 Cal.3d 287 [250 Cal.Rptr. 116, 758 P.2d 58] (Moradi-Shalal) the Supreme Court reversed its decision in Royal Globe Ins. Co. v. Superior Court (1979) 23 Cal.3d 880 [

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