OPINION
PHIL JOHNSON, Chief Justice.
Kathy McEwin appeals from a take-nothing summary judgment which was based on the Concealment or Fraud clause in a homeowner's insurance policy. We affirm.
I. BACKGROUND
On April 8, 1996, appellant Kathy McEwin and her then husband, James R. McEwin, owned a house in Lubbock County. The house was insured by appellee Allstate Texas Lloyds (Allstate) pursuant to a Texas Homeowners B policy which designated...
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