HARTS v. FARMERS INS. EXCHANGE

Docket No. 110683, Calendar No. 5.

597 N.W.2d 47 (1999)

461 Mich. 1

Gloria and Tyrone HARTS, Plaintiffs-Appellants, v. FARMERS INSURANCE EXCHANGE and Gregory Pietrzak, Defendants-Appellees.

Supreme Court of Michigan.

Decided July 30, 1999.


Attorney(s) appearing for the Case

James R. Rinck, Grand Rapids, for plaintiffs-appellants.

Wheeler, Upham, P.C. (by Gary A. Maximiuk and Jack L. Hoffman), Grand Rapids, for defendants-appellees.


Opinion

TAYLOR, J.

We granted leave in this case to determine whether a licensed insurance agent owes an affirmative duty to advise or counsel an insured about the adequacy or availability of coverage. We hold that, except under very limited circumstances not present in this case, an insurance agent owes no such duty to an insured. We therefore affirm the decision of the Court of Appeals, which affirmed the trial court's grant of summary disposition in favor...

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