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CROMARTIE v. CARTERET SAV. & LOAN

277 N.J. Super. 88 (1994)

649 A.2d 76

RUBY CROMARTIE AND ANTHONY CROMARTIE, PLAINTIFFS-RESPONDENTS, v. CARTERET SAVINGS & LOAN, DEFENDANT-APPELLANT, AND ALLSTATE INSURANCE COMPANY, DEFENDANT.

Superior Court of New Jersey, Appellate Division.

Decided November 4, 1994.

Attorney(s) appearing for the Case

Mendes & Mount, attorneys for appellant Carteret Savings & Loan (William S. Wachenfeld, of counsel; Shari R. Jacobs, on the briefs).

Oscar J. Miller, attorney for respondent Ruby Cromartie.

Cyril S. Hodge, attorney for respondent Anthony Cromartie.

No other parties participated in this appeal.

Before Judges PETRELLA, HAVEY and BROCHIN.

The opinion of the court was delivered by BROCHIN, J.A.D.

The subject of this appeal is a mortgagee's liability for failing to pay premiums for hazard insurance on the mortgaged property with funds paid by the mortgagor and escrowed for that purpose.

In 1970, plaintiffs Ruby and Anthony Cromartie purchased a house in Newark, New Jersey for $26,750. To finance their purchase, they borrowed $25,000 from J.I. Kislak Mortgage Corporation, securing their loan by...

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