Opinion by Judge BRIGGS.
Defendant, Gerald E. Fitzgerald (debtor), appeals the judgment entered on a promissory note in favor of plaintiff, Commercial Service of Perry, Inc. (Commercial Service), after a trial to the court. The trial court concluded that plaintiff was not a collection agency under the Colorado Fair Debt Collection Practices Act (Act), § 12-14-101, et. seq., C.R.S. (1991 Repl.Vol. 5A) and, thus, was exempt from the licensing requirements of the...
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