W. SHARP, Judge.
Carolyn and Guy Collins, individually and for the use and benefit of Great American Insurance Company (Great American), appeal from a final summary judgment in favor of William and Kelly Wilcott, defendants below. Carolyn Collins was injured in an automobile accident involving the Wilcotts' car and a phantom pickup truck. Great American, the Collinses' insurance carrier, paid the Collinses in full for their uninsured motorist claim on behalf of the...
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