OPINION
MURRAY M. SCHWARTZ, Senior District Judge.
This case was brought by plaintiffs Frank and Louise Beattie against defendants D.M. Collections, Inc. and K.M. DeLacy for violations of the Fair Debt Collection Practices Act, 15 U.S.C.A. §§ 1692 et seq. ("FDCPA"). Defendants have moved for summary judgment, and plaintiffs have cross-moved for partial summary judgment on the merits, reserving the issue of damages for trial.
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