STAKELY, Justice.
Oscar M. Shotts, as guardian of Kathy Shotts and Debra Shotts, brought this suit against Colonial Life & Accident Insurance Company, a corporation, on a policy issued by the company on the life of Leon M. Shotts, father of the two children referred to, who died on February 28, 1955.
The policy provides insurance from the date of the policy against loss resulting directly, independently and exclusively of all other causes from bodily injuries...
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